At Financial Tech Tools, we’re always listening to what advisors are asking, then creating resources that help you bring clarity to your clients. This month, we’ve developed four new pieces designed to answer real questions, spark conversations, and position you as a trusted advisor.
Here’s what’s new:
RDSP vs. TFSA vs. RRSP: Which Account Is Right for Someone with a Disability? (Article + Comparison Chart) For families saving for a loved one with a disability, choosing the right account isn’t always obvious. This piece compares all three side by side, covering the government grants and bonds attached to the RDSP, how each account is taxed, and how withdrawals can affect income-tested benefits, so clients can see which one to prioritize first.
What Happens to Your Group Benefits When You Leave a Job? (Article + Checklist) Health, dental, and life coverage often disappears the day someone leaves a job, and the deadlines to replace it are short. This resource walks through when coverage actually ends, what can be carried over, and the 31-day window to convert group life insurance to an individual policy without a medical exam.
What Is Participating Whole Life Insurance? (Article + Video) Permanent coverage that builds cash value and may pay dividends is a very different conversation from term insurance. This piece explains how participating whole life works in plain language, and where it fits for families building long-term wealth, business owners, and incorporated professionals.
Total Cost Reporting (CRM3): What Canadians Need to Know (Article) Starting in 2027, clients will see the costs built into their investment funds shown more clearly, in both dollars and percentages. This piece explains what’s changing, reassures clients that it isn’t a new fee, and turns the update into an opportunity to talk about value, not just cost.
Each resource has been thoughtfully written and designed to help you educate clients, share insights, and stay top of mind. And like much of our content, these pieces are compliance approved, so you can share them with confidence.