What’s Financial Planning

We’ve put together a powerpoint presentation and video about Financial Planning.

Small Business Tax Changes Campaign

We’ve put together a powerpoint presentation about the small business tax rules. You can use this at a seminar with your small business owner clients, accountants or incorporated professional clients.

Small Business Tax Changes Presentation and Video

We’ve put together a powerpoint presentation about the small business tax rules. You can use this at a seminar with your small business owner clients, accountants or incorporated professional clients.

Tax Series: Passive Investment Income Calculator

This week, our focus is on passive income and how much it can affect your small business limit and we’ve created a tax calculator that can be inserted into your website.

Tax Series: Structuring Universal Life

This week, our focus is on passive investment income and limiting access to the small business tax rate.

For an advisor if you’re discussing this with a business owner or incorporated professional, here are the key points you should include:

The government is limiting access to the small business tax rate effective January 1, 2019, therefore it’s time to act now and review your situation.
Let’s review the type of assets your corporation currently holds and the treatment of these assets under the new measures.
Look at possible solutions including: Corporately-held life/critical illness insurance, Salary/Dividend payout, Individual pension plans and Deferred capital gains.

New Tax, New Insurance Opportunity: The Passive Investment Income Limit

This week, our focus is on passive investment income and limiting access to the small business tax rate.

For an advisor if you’re discussing this with a business owner or incorporated professional, here are the key points you should include:

The government is limiting access to the small business tax rate effective January 1, 2019, therefore it’s time to act now and review your situation.
Let’s review the type of assets your corporation currently holds and the treatment of these assets under the new measures.
Look at possible solutions including: Corporately-held life/critical illness insurance, Salary/Dividend payout, Individual pension plans and Deferred capital gains.

Insurance planning opportunities considering the new small business tax changes

Since the small business tax changes will be effective January 1, 2019, a discussion and plan should be prioritized now, since 2018 will be the “prior year”  of 2019. This is a good opportunity to talk to your business owner clients, incorporated professionals and accountant centres of influence about how life insurance could be a possible solution to “solve” these potential problems.

Saskatchewan Budget 2018

The 2018 budget for Saskatchewan was announced by Donna Harpauer, Finance Minister, giving details of an anticipated deficit of $365 million for 2018-19 but surpluses for subsequent years. Learn about the details.

Nova Scotia Budget 2018

The 2018 budget for Nova Scotia was announced on March 20, 2018 and has a particular focus on the province’s continuing investment in healthcare and education.